Terms of Service
These Terms of Service govern your use of Finly, a personal finance management application provided by MCV Software. By using Finly, you agree to these terms.
1. Service Description
Finly is a free personal finance management application that helps you:
- Track expenses and income
- Manage payment reminders
- Optionally synchronize data across your devices in the cloud
- Access your financial data across desktop and mobile platforms (Windows, Android, iOS)
2. Service Pricing
Finly is currently available free of charge. We reserve the right to introduce pricing models in the future, and users will be notified in advance of any changes to pricing or features.
3. Account and Data
3.1. Account and Local Access
Finly is designed to work local-first, so an account is not required to use the application. If you choose to enable cloud synchronization across your devices, you can sign in with your MCV Software account. When using an MCV Software account, we only access your email address and name for identification purposes.
3.2. Data Storage
Finly works local-first. Your financial data (expenses, income, payments) is stored locally on your device. If you enable cloud synchronization, your data is securely backed up and synchronized to the cloud so you can access it on other devices.
3.3. Your Responsibilities
You are responsible for:
- Maintaining the security of your MCV Software account (if you choose to use cloud sync)
- The accuracy of the financial data you enter
- Ensuring you have internet access when using cloud sync features
- Complying with these Terms of Service
4. Acceptable Use
You agree not to:
- Use Finly for illegal activities
- Attempt to hack, disrupt, or compromise the security of the service
- Reverse engineer or decompile the application
- Use automated systems to access the service without permission
5. Account Deletion
You have the right to request the deletion of your account and all associated data at any time. To do so, please visit our account deletion page. We will process your request within 30 days.
6. Limitation of Liability
Finly is provided "as is", without warranties of any kind. MCV Software:
- Does not guarantee an uninterrupted or error-free service
- Is not responsible for data loss due to connectivity or technical issues
- Is not liable for financial decisions made based on Finly data
- Is not responsible for third-party service interruptions
You use Finly at your own risk. We recommend keeping backups of your important financial records.
7. Third-Party Services
Finly uses secure cloud infrastructure services for data storage and authentication. These services are carefully selected to maintain high security and reliability standards.
8. Changes to the Service
We reserve the right to:
- Modify or discontinue features at any time
- Update these Terms of Service with advance notice
- Change data storage requirements
We will notify users of significant changes through the application or website.
9. Termination
You may stop using Finly at any time by:
- Uninstalling the desktop or mobile application
- Requesting account deletion
We may terminate or suspend your access to Finly if you violate these terms.
10. Contact
If you have questions about these Terms of Service, please contact us on our contact page or by email at support@mcvsoftware.com
By using Finly, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
Last updated: January 2025